Any risk that can be quantified can be confirmed. This is
known as the decision may be at risk as some kind of risk. Risk covered by the
policy and is described in detail which is an insurance policy, do not. Here
are present in the non-exhaustive list of various types of insurance. In one or
more categories under a single policy may cover risks. General example, auto
insurance, property risk (loss or theft of the car) and liability (legal claims
arising from an accident) will cover both. Home insurance in the United States
and certain legal proceedings against the owner, the property owner is usually
a loss of coverage, and medical expenses of the injured, even a small amount to
cover the property owner.
Is discussed in a variety of different sizes of the
insurance business, trade, professional liability insurance is described (AP)
discussed below, you can take a number; Insurance coverage for homeowners and
builders an entrepreneur looks like, it's a proprietary commercial package
policy (BOP) policy needs a lot of coverage.
Auto
insurance
Deal with the case of an event as a car car accident
car insurance, protects against the loss of income.
Insurance will usually include:
Gap insurance
Gap insurance is one of the cases more than $ auto loan does
not cover your entire debt. The company can not discount the cover or very
dependent on the specific policy. The coverage in terms of interest rates on
loans with a small batch of 60 months or more, and send. When you first buy
your car insurance is usually offered by the company the difference. Most auto
insurance companies offer this coverage as consumers. If you have purchased the
coverage gap, you need to buy or rent a car to check the documentation, sure.
Health
insurance
Medical insurance will cover medical costs. Such as health
insurance, insurance,, to protect policyholders for compensation. The most
industrialized countries, the citizens of their private health insurance to pay
all the taxes. In many countries, and the benefits of health insurance is often
part of an employer.
Accident,
sickness, and unemployment insurance
1. invalidity insurance policyholders in the event of
financial assistance because of disabling illness or injury, is unable to work.
The mortgage and credit card as payment of such obligations provides monthly
support to help. Short-term and long-term policy for people with disabilities
are available, but considering the cost, etc. Short-term disability insurance,
long-term strategy for a set period, usually a person extends to the doctor,
lawyer, is taken as at least six figure income There are also those, usually
six months, medical bills and other requirements to cover the payment of wages
per month.
They are
permanent and until such time as the interruption, long-term disability
insurance for the long-term costs of a person covered by the 2nd. Insurance
often bring them to expression and thus people who did not really work for the
disabled function, to encourage people to try again.
If they can not
work while magnate 3. Disability overhead insurance allows to cover their
business overheads.
A person in his
profession permanently disabled and, often as an adjunct to life insurance work
is completed in 4 provides disability insurance benefits.
5. Workers'
compensation insurance due to an injury in the workplace, workers and all or a
portion of medical expenses, lost wages changes.
Casualty
Liability for accidents, not necessarily tied to any
specific property. These vehicles, workers' compensation insurance and
liability insurance sometimes offer a wide range, can be replaced by a number
of other types of insurance on the side.
Political
risk insurance companies operating in the country risk that revolution or other
political conditions that can cause damage to a form of insurance.
Life
Life insurance benefits, in particular, cemetery, funeral
and other family income families can pay the insurance, dead or otherwise, is
nominated. Life insurance is often the recipient or a lump sum cash payment or
by annual income is allowed. In most states, a person can not buy insurance
without the knowledge of the other person.
Annuities are issued by insurance companies, as they are
usually the payment and insurance and actuarial and investment management
expertise on a range of insurance needs require the same type of life insurance
that offers controlled. Life to give an advantage for survival, settlement,
pension insurance against the possibility of its financial assets are taken
into account sometimes. In this sense they have an additional life insurance,
but in the case of life insurance underwriting, is a mirror image.
Or acquired by the surrender value of a life insurance
policy is a contract, to ensure that the loan will be used to hedge. As
necessary, as the source of funding, collection or liquidation policies and
annuity policies, and talents.
In many countries such as Britain, under certain conditions,
the cash value is not taxable in the tax law in the United States offer. An
effective method is widely used to protect savings and life insurance, as well
as premature death.
, Interest, income taxes over the life insurance and
pensions. In some cases, low-income is offset by the value of the benefit of
tax deferral. It is the politics of fear, and other variables (mortality,
market return, etc.). In addition, cost savings and other income tax saving
vehicles (such as the IRA, 401 (k) plans, Roth IRA) may be a better choice.
Burial insurance
Funeral funeral insurance cover life insurance that pays for
itself in a very old kind of death, the final cost. Greeks and Romans
introduced mortal insurance c. 600 EC, they called charity care for the family
to survive the death of the members of the guild, organize and then paid the
funeral expenses. The purpose of the Victorian era, as well as serving as an
association of insurance for the Middle Ages guilds.
Property
Risk assets such as property insurance for fire, theft or
weather damage, protection is available. Fire insurance, flood insurance,
earthquake insurance, home insurance, inland marine insurance or insurance, the
insurance company may be involved in specific ways. adopt a broad range of
insurance kotla.Osiguranje is guaranteed. Are listed below.
Physical loss
or damage to property during the construction of the building's security threat
to 3 .. definitely (including negligence of the insured) to cover any of the
builders risk insurance, otherwise the risk of damage is typically around.
Building or a building or structure or content, installation and / or
equipment, reconstruction, it should be considered for any loss or damage that
protects the interests of the corporation, of which the commercial risk
insurance, are required. Physical damage insurance. [29
4. crop
insurance that can be purchased by farmers to avoid or reduce risks associated
with growing crops. Weather, cities, drought, frost damage to crops, including
risk of loss or damage caused by insects or diseases. [30]
Flood
insurance, insurance against damage to property caused by parts of the country,
flood protection, 7, many Americans do not provide flood insurance. In
response, the government created the National Flood Insurance Program, which
serves as the ultimate insurance.
8. Home
Insurance, as well as risk insurance or homeowners insurance. The policy
provides coverage for damage or destruction (often abbreviated in the real
estate industry Hoey) is. In some geographic areas, the risk of flooding or
need additional coverage for certain types of policies as an earthquake,
outside. Maintenance of a fixed charge may be added to the list of problems the
owner je.Politika, or in some countries, especially in the rented house, a
separate policy, the insurance can be purchased. Package injuries and property
damage caused by family members, including responsibility for the domestic
legal obligations could be included. [31]
In fact, 10
Marine Transportation and Transit Insurance sea or foreign ships, marine
vessels and cargo cover loss or damage. Often products and independent company,
and marine transportation services fire, stability owner, etc., but because the
owner of the seized compensation for damages may be presented. Suppliers or
insurance providers. Marine insurance income and other operating costs,
customer loss of damage that extends the delay time will be included in a
policy. Damage coverage.
12. Insurance
Insurance triple guaranteed performance bond has been fixed.
13 terrorism
insurance loss or damage caused by a terrorist can be avoided. 9/11 of the
transparent part of public and private sector compensation, the system of the
United States Federal Government in view of the Terrorism Risk Insurance Act of
2002 (three) will be installed. Loss. 2014, 2007 (tripro) Terrorism
akata.Program the Terrorism Risk Insurance Act Reauthorization.
14.Volcano
insurance covers only damage, especially the eruption.
Insurance
covers any damage such storms 15 Vindstorm insurance programs, may be caused by
the wind.
Liability
Higher legal claims against the liability insurance covering
much wider. Many types of insurance liability insurance is a direction. Thus,
landlords insurance slips and home insurance to protect the one who is usually
the responsibility of the event of a claim; Car Insurance negative effect,
which is an aspect of liability insurance, the vehicle may have been included
in other "life, health or property of a liability insurance policy
provided by the offset crash protection, which is twofold: a legal defense in a
lawsuit against the insurance and with respect to a settlement or court
decision (on behalf of the insured) to be paid. liability insurance policies
typically cover only the fault is not the result of intentional or deliberate
application covered.
Operation of
the public in any way or is in violation of the damage claims that the company
or organization 1. Public Liability Insurance.
2. The
directors 'and officers' liability insurance (D & O), they are responsible,
for which the directors and officers of a company from the costs associated
with the case of mistakes (usually a corporation) to protect the combined
result.
3.
Environmental liability insurance injury, property damage and resulting
pollutants, production or release of the clean-up costs to defend against the
insured person.
Such
insurance agents, brokers and gadgets, as the architect of change and errors
for business professionals 4. Insurance (E & O) Liability Insurance, Party
(TPAs) and other business professional administrators.
5th Prize
Indemnity Insurance is a great gift for a special occasion, to protect them
from the insurance. Example Award, participants, half-court shot at a
basketball game, or a hole-in-one golf tournament to be included.
6.
Professional liability insurance, professional compensation (PI) is called, as
well as patients / clients and doctors as well as by the architectural firm against
potential negligence claims protects insured professionals. Professional
liability insurance may take on different names depending on the profession.
Professional liability insurance medical malpractice in the medical profession
may be.
Credit
Credit insurance unemployment, disability or death, the cost
of some or all of the money in the same sense as the number.
1.Mortgage
insurance provider number will be assigned. Mortgage insurance, regardless of
the name, insurance number, and other uses, and other types of loans across the
Act refers to a type of insurance.
Provide
protection in the form of credit insurance plans, learning 2 cards.
3.Trade
Insurance Business Insurance Insurance account. This payment covers the legal
account holder cover loan defaults.
Other
types
All insurance policies and the risks across a wide range of
events that are mentioned with the exception of an insurance policy. All risk
insurance to cover losses only danger emergency insurance differs from the
guidelines listed. All risk policies that are causing [32] auto insurance
covers the driver.
Insurance fund on the basis of the number of units of
education across the individual horse or horses. The cover is usually an
accident, death, illness or disease outcome, but to extend the veterinary costs
of infertility, reducing infection, causes, and may in the future foal.
Business interruption insurance program to suspend normal
business income and expenses decrease in danger throughout.
Insured by the lender as collateral property (primarily
vehicles) Warranty Insurance (CPI) has taken.
A defense of the law (DBA) insurance in the United States
and Canada to implement the agreement provides coverage for hired civilian
employees. DBA all US citizens, US residents, US Green Card is required, and
all employees or subcontractors, public procurement hire abroad. Depending on
the country, foreigners are not covered by the DBA. This coverage is usually
the cost of medical treatment and lost wages as well as disability and death is
associated with.
Their country of foreign insurance, cars, real estate,
health, liability and business activities outside of the protection that is
provided by individuals and organizations.
Kidnap and ransom insurance kidnapping, extortion, wrongful
detention and kidnapping in the world from the dangers of high-risk areas is to
protect people and companies.
Legal expenses insurance covers the insured for the costs of
an action, organization or individual. If something happens, the need for the
creation of the legal process, is called. Before and after the event insurance
event insurance: There are two main types of legal expenses insurance.
Pet insurance business or hobby farms, aquariums, fish farms
or other farm animals as a special policy. Death or an economic disaster,
illness or disease to cover the slaughter, but it adds up to the destruction of
the Republic, the government can take.
Film and television, and print media, such as liability
insurance, professional production of a threat as the defamation, covered.
Nuclear incident insurance covers damages resulting from the
incident with radioactive material and are usually organized at the national
level. (Nuclear exclusion clause and the value of the US nuclear industry, the
Commission, see Anderson Act).
Pet Insurance Guarantee pet accidents and occupational
diseases; Some companies, such as, well, routine / wellness care and burial
cover.
Contamination of ground or from abroad are generally insured
property is seen as a first-party insurance contamination. Cover the air,
water, or the sudden and accidental release of hazardous materials sites,
backed by the third party responsible for the contamination. Policies generally
cover the cleanup of releases from underground storage tanks may have coverage.
Intentional acts are specifically excluded.
Security agents are buying insurance for people to buy.
Purchase individual purchase protection insurance guarantees, care plans and
even mobile phone insurance can cover. This type of insurance is usually
covered by the policy problems are very limited opportunities.
Title insurance provides a guarantee to the buyer and / or a
mortgage, liens or liabilities owned free and clear title to the land. Real
estate transactions are public records searches are usually excellent.
Medical expenses, such as travel insurance, personal
belongings, travel delay and loss of personal commitment, which covers certain
losses that are traveling abroad.
Tuition Insurance expensive training provides students with
the involuntary withdrawal
A variable interest rate loan or a mortgage insurance
protects the holder of the potential interest
Their marriage ended in a divorce financial compensation
insurance pays liability insurance is a form of insurance contracts.
Insurance
financing vehicles
Society and brotherhood facilities [33] and other social
insurance policy was based on the co-brother.
Regardless of insurance, insurance (typically automobile
insurance), for failure to pay for their own negligence insurance is a type of
insurance.
, Stability, well-organized in order to reduce the cost of
insurance for the self-insurance program is designed to be a valuable risk
management information.
Insurance rates are set in the aftermath of a large trading
account has a method. Sometimes, during the term of the contract on the basis
of the actual loss experience, the ultimate prize last insurance premium
insurance premium is determined by the minimum and maximum. (Or full) is the
only program of this year's deficit this year, the current year, the value of
the premium adjustment, partly, it is, it could take months or years after the
expiration date. Ratings expression is guaranteed insurance contracts. Source:
Original premium retroactively change the x = loss of added value. Different
variations of this formula has been developed and used.
Otherwise, their own money to pay for insurance loss
insurance formal self-conscious decisions. Enter the amount, and leave it in
their purses, or the only person available to buy insurance, the formal
distribution of resources can be collected periodically. Auto insurance to pay
for the loss of high-frequency low-intensity normally used. Insurance, books,
including the potential impact of corporate policy acquisition costs,
management costs, the implementation of such damage is covered by insurance
contributions, such as tax to pay insurance premiums. This volatility may
exceed the benefits of reduced transaction costs that reduce the frequent
cases, the smaller the insurance companies, and insurance. [Edit]
Insurance companies and self-insured employers to protect
against unexpected loss reinsurance, you can choose the type of insurance to
buy. And is mainly used for capital management and can not be used to transfer
insurance risk, it is a form of financial reinsurance reinsurance.
Social Security, you can create a lot of things to many
people in many countries. However, the nature and (life insurance, disability
insurance, along with other elements, unemployment insurance, health insurance),
pension funds, insurance for all citizens to participate in the short story
collection. Insured, he / she will pay for the insurance premium by the Company
may be required, to ensure that the applicant is required. On the way, they are
together, as well as other concepts of justice and the welfare state. Next
article (and others) in order to study a complex problem, there is a very big
debate can produce more.
Social safety net
National Insurance
Social Security debate (United States)
Social security
Social welfare provision
Social Security (United States)
Stop-loss
insurance provides protection against catastrophic or unpredictable losses.
Plans to take 100% responsibility for any damage caused by the fact that the
organization has bought. Stop-loss policy, the insurance company exceeds a
certain limit is called deductible item is liable for damages.
Closed
community self-insurance
In some communities, and provide other ways to deal with a
clear risk of transfer of the risk, prefer to create a virtual insurance
itself. Under the support of the community disaster prevention Useita iskee
cartoon or groups, such as religious groups, some Muslims,. Collectively
support the burden of a large community of people assumed that the cost of the
property that requires special riskeistä person suddenly lost everything
reboylding loses something. This supports other people and society, according
to community leaders are able to rely on, you can insure silent form. So,
people will be able to offset one of the members of the extreme differences in
insurabiliti. In some instances to justify more clearly the moral hazard
insurance contract is applied.
The United Kingdom, as well as the nature of the building
does not guarantee the crown (the PC means). Government building is damaged, it
is cheaper than paying insurance premiums, because the long-term,, repair costs
will be covered by public funds. Rent it back because the UK government
buildings, was sold to a real estate company, this system can be completely invisible
to you, now less common.
Post a Comment